Personal Finance Manager

Personal Finance Manager is a user-friendly program designed to assist individuals, families, and small business owners in developing a budget and regulating their income and spending to maintain financial stability.

Key Features:

• Create estimated annual budgets


• Track income and expenses


• Compute net worth


• Amortize loans


• Compare interest rates


• Create savings plans


• View budget summaries via tables and charts

Benefits of Personal Finance Manager:

• Manage savings and debts


• View results with bar and pie charts


• Create multiple accounts (checking, savings, credit, etc.)


• Customize transaction types to match cash flows


• Calculate sample budgets based on monthly income


• Allocate income by percentage to various categories


• Create recurring transactions for regular payments


• Monitor income and spending habits


• View information in tables, bar charts, and pie charts


• Securely store financial data in a password-protected database


• Perform automatic database backups

In addition, Personal Finance Manager includes calculators for amortizing loans, comparing interest rates, and creating savings plans. The savings calculator can forecast retirement income using lump sum and annuity calculations. You can also designate income to savings goals and expense categories, automatically distribute amounts among categories, and allocate the remainder to savings goals.

Furthermore, the program allows you to save data in text or csv files for import into other applications like Microsoft Excel or printing records. Customization options include creating accounts, transaction types, and categories, with split and recurring transactions supported.

Limitations: Some functions are disabled and calculator capabilities are limited.