OTP SmartBank

OTP SmartBank is a convenient Android application provided by OTP Bank that allows easy access to electronic banking services. With its user-friendly interface and secure features, managing your finances on the go has never been easier.

Technical Requirements

• OS: Android 4.1 and above for phones and tablets


• iPads with mobile design


• Not available on jailbroken devices

Before downloading the SmartBank Application, we recommend reading our privacy policy for your peace of mind. You can find more information here.

Starting from March 24, 2022, the SmartBank service will be gradually phased out for retail customers, and a new OTP Bank Mobile Application will be introduced. Visit www.otpbank.hu to learn more about this transition.

Registration Process

To use SmartBank, you need to complete a simple registration process within the application. This process includes providing your internetbank identifier, a 6-8 digit PIN code, and in some cases, a fingerprint for extra security.

Additionally, finishing the registration requires providing an SMS code to verify your identity.

Key Functions

• Domestic and Foreign currency transfers


• Repeating transactions


• Card-to-card transfers (for retail accounts)


• Cheque scanning


• Account details and history


• Check transactions


• Sign transactions (for corporate accounts)


• Future transfers


• Bankcard management: details, limits, activation, and webCARD settings (for retail accounts)


• Add To Apple Pay Wallet feature


• Motorway ticket purchase


• Mobile phone top-up


• Time deposits: details, early maturity, and new time deposit creation


• Exclusive registration for offers and discounts


• Settings customization: blocking access, password changes, profile settings


• Secure messaging feature


• Online purchase capabilities


• Template management: save and delete templates for quick transactions


• Account management: rename accounts and share transaction details


• 3D touch features: QR scanning and account history

Don't miss the opportunity to experience the convenience and security of OTP SmartBank for your banking needs. Download the app today and enjoy the benefits of modern financial management.