Description
Experience the joy of:
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc
* Instant Payments & Transfers: Make secure payments, UPI transfers, and bill payments
* Zero Fee Banking: Enjoy free Savings Account services, such as money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals
* Tracking Expenses: Monitor cash flow with over 20 automatically categorized transaction types. Link FIRST WOW! & Digital Rupay Credit Card with UPI, earn cashback & rewards on every payment.
* Auto-Sweep Current Accounts: BRAVO Current Accounts with Auto-Sweep to FD for higher interest rates
* Building Wealth: One screen view of your investment portfolio. Get curated investment recommendations based on your risk profile
* Personalized Offers: Get exciting offers across dining, lifestyle, travel & more
* Instant Personal Loans: Avail pre-approved loan offers at attractive interest rates & flexible tenures
*Fixed Deposit: Open an FD in 3 quick steps. Invest online & get guaranteed returns.
Smart App Features and Services
1. Secure Fund Transfers & Payments
? Free fund transfers to any bank account without adding beneficiary
? Easy bill payment and recharge – mobile recharge, DTH & utility bills
? Earn up to 10X rewards on travel/shopping spends via credit cards, redeem anytime for exclusive discounts
? 3-click digital bill payments
? Zero fee money transfer (??? ????????) to bank accounts through IMPS, NEFT, or RTGS
?Send money, pay utility & credit card bills, loan EMIs, buy/recharge FASTag, using UPI
? Link bank (????) accounts & view your savings account (??? ????) balances with UPI
2. Investment, Mutual Funds & IPOs App:
Explore online investment services:
? Invest in Mutual Funds online with Instant SIP
? Invest in equity, debt, large-cap and multi-cap
? Save tax with ELSS mutual funds
? Invest in Unit Linked Insurance Plans (ULIP) and Online Sovereign Gold Bonds
3. Insurance App:
Buy health, bike & car insurance through our app
4. Tripstacc Benefits
? Convenient in-app flight & hotel booking experience on the IDFC FIRST Bank mobile app, powered by Tripstacc
? ZERO convenience fees on flight booking & earn 20 bonus points for every ?100 spent on hotel bookings
5. Other Banking Services:
? Apply for debit card & cheque book via app with nil charges.
? View filtered transactions & download Smart Statement + Digest
? Manage credit card payments, download statements, & redeem credit card (??????? ?????) rewards
? Quick purchase & recharge of FASTag
? Zero fee on DD & Pay order issuance & 3rd party withdrawals
? No ECS return fee & decline fee at ATMs for low funds
? Get personalised offers across loans
? One app login for retail, MSME, Customer Service, & Relationship Management
Steps to Download App & Open a Digital Banking Account (???? ????):
? Download the banking app & click on open savings account (???????? ??????)
? Register your details & get user ID & password
? Log in via user ID & password or mobile number & MPIN
? Set up Face ID or finger scanner (biometric) for easy log-in
? SIM Binding feature for secure banking (???????)
Personal Loan Features:
Loan amount: ?20,000 to ?40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%
Representative Example:
Loan amount: ?1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ?9,264
Total Interest Payable: ?11,168
Processing Fee (incl GST): ?3,499
Disbursed Loan Amount: ?96,501
Total Amount Payable: ?1,11,168
Total cost of Loan (Interest + Processing Fee): ?14,667
Disclosure:
By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit https://www.idfcfirstbank.com/terms-and-conditions
User Reviews for IDFC FIRST Bank: MobileBanking 1
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for IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking offers seamless online banking with one-swipe balance viewing, instant payments, personalized offers, and secure fund transfers. A convenient and feature-rich app.