Arro: Credit Your Way

Get up to $200 credit limit with the Arro Card and immediately grow your credit limit while you learn how to master your finances. Are you ready to take control of your finances and learn how to manage your money? Meet Arro— the financial app that believes in you.

Apply for the Arro Card in 5 Minutes or Less

Our goal is to give people a chance. We provide credit access at fair rates, regardless of your credit score. In fact, you only need a bank account to apply. The application can be completed in under 5 minutes.

Use the Arro Credit Card Immediately

• Get immediate access to a virtual Arro Card while your physical Arro Card arrives in the mail.


• Add your virtual Arro Card to your mobile wallet instantly to start building your credit.

Unlock Rewards & Grow Your Credit

We reward you for learning more about your personal finances and building good financial habits that stick. Achieve goals such as:

• Completing bite-sized financial education lessons


• Making back-to-back payments


• Signing up for autopay

Master Your Personal Finances

Our in-app personal finance lessons cover topics like managing credit, increasing your credit score, budgeting, and more.

Track your Credit Score for Free

With the Arro app, track your credit score in real-time and build your credit by reporting to major credit bureaus.